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First Home Scheme: Your Path to Homeownership

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The First Home Scheme is here to make your dream of owning your first home a reality. Whether you’re a first-time buyer, a first-time self-builder, or an eligible applicant, this scheme, introduced by the Government of Ireland in partnership with Participating Lenders, is designed to help you secure your first home anywhere in the Republic of Ireland. First Home Scheme: Your Path to Homeownership

How Does the Scheme Work?

The First Home Scheme bridges the gap between your deposit, mortgage, and the price of your new home. Through a Shared Equity Scheme, eligible applicants receive an equity loan towards the purchase of their first home.

Participating Lenders

While Participating Lenders collaborate with the scheme, please note they do not provide advice on the terms and conditions of the First Home Scheme. The administration of the scheme is managed exclusively by the First Home Scheme (FHS). For any queries regarding the scheme, please reach out to the FHS directly.

Understanding Eligibility

To check if you qualify for the First Home Scheme, use our eligibility calculator available on the scheme’s website. This scheme is open to first-time buyers, first-time self-builders, and other eligible applicants who meet the specified criteria.

Applying for the Scheme

If you meet the eligibility criteria, you can easily apply for the First Home Scheme online. The application process is straightforward, and once your eligibility is confirmed, you can access the scheme to help you secure your first home.

Further Information

For a detailed understanding of how the First Home Scheme works, download the Homebuyers Guide from the Guides/Resources page on the scheme’s website. HERE

Summary

The First Home Scheme is your path to homeownership in the Republic of Ireland. By bridging the gap between your deposit, mortgage, and the price of your new home, this scheme provides vital assistance to first-time buyers, self-builders, and other eligible applicants. Take the first step towards owning your dream home by applying to the First Home Scheme today.

First Home Scheme: Your Path to Homeownership

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