In the midst of rising living costs, it’s more important than ever to ensure you’re not leaving any money on the table. With so many financial supports available, there’s a good chance you could be entitled to more help than you realize. Whether it’s tax refunds, housing assistance, or benefits for carers and those with disabilities, here’s a breakdown of key supports you might be missing out on in 2025: Are You Owed Money? Refunds, Grants, and Supports You Might Be Missing Out On
1. Tax Refunds – You Could Be Owed Money!
Many people are unaware that they could be entitled to a tax refund. This is especially true if you’ve had a change in circumstances, such as starting a new job, working from home, or even incurring additional medical or care expenses. It’s worth taking a closer look at your tax situation each year to ensure you’re not overpaying.
How to Check
You can access your tax records through the Revenue Online Service (ROS), which allows you to see if you’re eligible for a refund. If your circumstances have changed since your last tax assessment, you might be owed money that could make a significant difference to your finances.
2. Housing & Rent Supports – Are You Claiming HAP or Rent Supplement?
With rent prices in Ireland soaring, it’s more important than ever to check if you’re entitled to housing support. There are two main schemes that can help reduce your housing costs: Housing Assistance Payment (HAP) and Rent Supplement.
- HAP is available for those on a low income who are renting in the private market. The amount you’re entitled to will depend on your income and family circumstances, but in many cases, it can significantly reduce your monthly rent.
- Rent Supplement is a short-term solution for people in receipt of certain social welfare payments. It helps people with a rent payment that exceeds their means.
How to Apply
To apply for either of these schemes, you’ll need to visit your local Intreo Centre or apply through your local County Council for HAP. Rent Supplement is typically handled through the Department of Social Protection.
3. Disability & Carer Benefits – Financial Help You Deserve
If you are a carer or have a disability, you may be entitled to a range of grants, allowances, and supports designed to ease your financial burden.
- Disability Allowance is available for those under 66 who are unable to work due to illness or disability. This allowance can provide a much-needed income if you qualify.
- Carer’s Allowance and Carer’s Benefit are available for people who provide full-time care to a loved one. In addition to the financial support, carers may also be eligible for various other allowances, including respite care grants and travel expenses.
How to Apply
Applications for Disability Allowance and Carer’s Allowance are made through The Department of Social Protection, and you will need to provide medical evidence of your condition or care requirements.
4. Government Grants for Home Improvements
There are a number of government grants available to help you make your home more energy-efficient and reduce your bills long-term. While Energy Efficiency Grants may be harder to access, there are still some opportunities to reduce the upfront cost of making energy-saving changes.
For those who are interested in upgrading their heating, insulation, or appliances, it’s worth researching the Better Energy Homes Scheme and other government-backed programs.
How to Apply
The Sustainable Energy Authority of Ireland (SEAI) is the go-to body for these grants. Their website has up-to-date information on eligibility criteria, and it’s important to check as some programs may have limited funding or specific requirements.
Are You Missing Out? Check Your Eligibility Today!
The supports and grants mentioned here could make a real difference in your finances. The government offers assistance to those in need, but it’s up to you to make sure you’re claiming it. While some of these schemes are more straightforward to apply for, others may require more paperwork or documentation, so be prepared to put in a little effort.
Remember: You’ve worked hard for your money, and the state offers these supports to help ease the financial burden many are facing, particularly in the current climate. Take the time to check your eligibility for each of these supports, and don’t leave money on the table!
If you’re unsure about where to start or need assistance with an application, feel free to reach out to the relevant government agencies or get in touch with local support services. They are there to help you access the support you deserve.
Are You Owed Money? Refunds, Grants, and Supports You Might Be Missing Out On
